|
|
Financing transition: Miscellaneous
Think through any special transition costs that might be specific to your needs.
Wardrobe: Most people have a one-time spike in clothes money at the
time of transition. The amount needed will largely depend on the sort of work
you do and the dress code there.
Breast forms: Some women buy these prior to or in place of surgery,
although this is unusual.
Makeup: The amount needed will largely depend on the sort of work you
do and the dress code there.
Hair and nail care: These may increase depending on your needs. Women's
hairstyling tends to run about two to three times that of men's, exclusive of
coloring.
Other: Think long and hard. For instance, I got a second phone line
(one for boy calls and one for girl calls) when I was in the middle of things.
Some people get a post-office box. If you have some special needs like this,
try to think them through. Any spending plan should have at least $50 a month
in flexibility for unexpected costs, too.
Do not base your own budget on these examples!
- Example 1 is the minimum anyone has reported
for the category-- best-case.
- Examples 2, 3 and 4 represent standard ranges,
with Example 3 as my attempt to show the most typical.
- Example 5 is the maximum anyone has reported
for the category-- worst-case.
- [1] Read all notes in purple
for explanation of estimates.
- [2] Notes in red contain very important information that will
significantly affect costs and budgeting.
- The "Your estimate" column will be filled
in as part of Exercise 7.
| |
Example 1 [1] |
Example 2 [2] |
Example 3 [3] |
Example 4 [4] |
Example 5 [5] |
Your estimate |
| Miscellaneous [6] |
.
|
.
|
.
|
. |
. |
. |
| Work wardrobe [7] |
--
|
600
|
1,200
|
3,600
|
6,000
|
. |
| Other clothing [7] |
400
|
800
|
1,200
|
1,600
|
2,000
|
. |
| Cleaning bills [8] |
--
|
--
|
60
|
120
|
360
|
. |
| Accessories |
120
|
360
|
720
|
980
|
1,440
|
. |
| Breast forms |
--
|
--
|
--
|
--
|
300
|
. |
| Makeup |
50
|
100
|
150
|
250
|
400
|
. |
| Hair and/or nail care |
--
|
200
|
360
|
720
|
2,100
|
. |
| . |
. |
. |
. |
. |
. |
. |
| Subtotals |
570
|
2,060
|
3,690
|
7,270
|
12,600
|
. |
- [1] Assumes no change in work
wardrobe or uniform needed, and male clothes gradually replaced via existing
clothes budget from Exercise 5. Minimal accessories and makeup used. Does
own nails and hair, or is still growing out hair.
- [2] Assumes minimal change
in work wardrobe, and male clothes gradually replaced via existing clothes
budget from Exercise 5. Some accessories and makeup purchased. Monthly salon
treatment above what was previously budgeted
- [3] Assumes complete change
in work wardrobe (dress casual), including normal accessories and makeup.
Monthly salon treatment above what was previously budgeted.
- [4] Assumes complete change
in work wardrobe (formal/professional), including normal accessories and makeup.
Monthly salon treatment cost above what was previously budgeted.
- [5] Assumes complete change
in work wardrobe (formal/professional), including designer accessories and
expensive makeup. Monthly salon treatment and weekly manicure above what was
previously budgeted.
- [6] These are costs usually associated
with the moment of going full-time. Annual amounts shown. The assumption in
other categories is a three-year total. This category assumes one year of
full-time after two years of preparation.
- [7] Estimates reflect one-time
annual cost to build a basic wardrobe. Costs are in addition to normally-budgeted
clothing money in Exercise 5. Subsequent annual clothing budget would likely
be much lower.
- [8] Women's cleaning bills
tend to be higher than men's, even for the same clothes item. This estimate
reflects additional costs above those budgeted in Exercise 5.
|
|
